You can start with $100. Here's how.

The YourBank Starter Kit: seven small steps to get your money working for you, even if you've never invested a dollar.

Inside:

• A 7-day checklist to find $100 a month and open YourBank

• The numbers: what $100, $250 or $500 a month can grow into

• The one rule that keeps it running without willpower

"It's not complicated. It's actually very practical. The step-by-step system made sense for our life." Sergey Zhukov, BYOB reader